What is Right Drive?

PCP ( Personal Contract Purchase ) is probably the most popular way that people purchase cars. Most of the cars we sell to our customers are sold with PCP agreements.

With our expertise and commitment to understanding our customer’s needs we are very happy to provide our unique Used Car Finance Package “Right Drive” - which makes the car buying experience so much easier and very flexible from the start to the finish of your finance agreement.

Why choose Right Drive PCP?

Low monthly repayments - With Right Drive, you only pay for the vehicle’s depreciation over an agreed term and the cost of borrowing. Right Drive PCP offers monthly instalments at a fixed competitive rate that are much lower than Hire Purchase (HP) agreements.

Low deposit option - Right Drive enables flexibility in regards to your deposit options, sometimes with ‘low or nil deposit’ available on a variety of cars. If you have a part exchange vehicle that has equity against it, we can even offer you ‘cash-back’.

Low rate 8.9% APR - Right Drive offers our customers low rate APR (Annual Percentage Rate). APR represents the amount of interest you will pay annually to the finance company.

Flexible finance term - Right Drive customers can take out a car deal for between two and four years which offers flexible monthly terms to suit your budget or your upgrade schedule.

Guaranteed minimum future value - When taking out a Right Drive deal, customers receive a Guaranteed Minimum Future Value ( GMFV ). This is what your vehicle will be worth at the end of the agreement (subject to pre-agreed mileage conditions being met and the car being returned in reasonable condition).

Options after completion - When a Right Drive contract comes to an end, the customer has a range of options available;

(a) Hand the vehicle back to the dealer and repeat the process by taking out a new deal on a different car;
(b) Simply hand the vehicle back to the dealer and walk away with no further obligation (subject to pre-agreed mileage conditions being met and the car being returned in reasonable condition);
(c) Buy the car outright by paying the pre-determined GMFV figure, either in one lump sum or by way of re-financing further.

Complete peace of mind - Customers using Right Drive not only get the pleasure of driving a nearly new car, but also the peace-of-mind that their car in many cases is still covered by the manufacturer’s warranty as a result.

Drive away a top brand car for less - A Right Drive agreement gives you the choice of driving a top brand car like a Mercedes or Audi for less. These types of vehicles tend to depreciate less than most other makes and models and work out better value for money on a Right Drive PCP deal.

You keep hold of your cash - By taking advantage of a Right Drive PCP package, with a low deposit and low monthly repayments, our customers can keep hold of more of their cash.

No negative equity - Right Drive agreements mean our customers avoid the risk of having any negative equity. Unlike a traditional Hire Purchase deal, a customer will never owe more than the car is worth. With the Right Drive PCP deal the Minimum Future Value of the car is Guaranteed!

No hassle selling - Right Drive customers are protected from the hassle and potential expense of selling an unwanted car. At the end of your agreement, you are free to either walk away or take out a fresh deal on another car. Either way, we will take care of your unwanted vehicle.